Procurement and finance leaders are facing a nearly impossible mandate. Cost control is no longer enough.

They are expected to manage risk, ensure compliance, and deliver strategic value, all while navigating talent shortages and increasing operational complexity. And most are doing it without the end-to-end visibility they need.

Workflows are disconnected, decision-making is reactive, and policies are inconsistently enforced. I have heard this from customers across every industry and, frankly, it is a problem that traditional approaches to procurement technology haven’t fully solved.

That’s what makes this moment different. At SAP Sapphire, we introduced the Autonomous Enterprise, a fundamental shift in how businesses operate, with AI assistants and agents powering end-to-end execution at scale, with governance built in. Critically, this isn’t just about adding AI features to existing tools. It is about moving from AI in applications to AI on applications—intelligence that works across your entire landscape, not just inside individual products.

Autonomous Spend Management: From concept to reality

Autonomous Spend Management is a core pillar of the Autonomous Enterprise vision, designed to address the fragmentation that holds procurement and finance teams back. By applying agentic AI across procurement, travel, expenses, and external workforce processes, we’re creating continuity where disconnection exists today—intelligent systems that orchestrate activities, connect context, and surface the right insights at the right moment.

What this means for the people doing the work is equally significant. When AI handles routine execution, decision-makers get time and clarity back. They can intervene earlier, with better information, and focus on more strategic work that actually moves the needle.

To bring this to life, we are introducing a new set of Joule Assistants, AI-powered teammates designed to support procurement and spend management across the full life cycle:

• Category Management Assistant: Analyzes spend patterns, delivers market intelligence, and helps build sharper category strategies
• Sourcing Assistant: Manages the entire sourcing life cycle, from drafting RFPs and bids to recommending negotiation strategies
• Supplier Management Assistant: Provides comprehensive oversight of the supply base, from intelligent classification to continuous multi-dimensional risk monitoring
• Contract Assistant: Streamlines contract authoring, flags renewal opportunities, and connects supplier selection through to contract execution
• Requisition Assistant: Guides users to the right buying channel, auto-fills fields, and uses advanced trade-off analyses to help maximize volume discounts
• Buying Assistant:Helps professional buyers identify spend leakage, surface optimal suppliers, and automate order consolidation
• Receiving Assistant: Auto-creates goods receipts and service entry sheets and guides users through quality tracking so nothing falls through the cracks
• Invoicing Assistant: Handles invoice capture, duplicate detection, and payment proposals so finance teams can close faster with fewer errors
• Services Procurement Assistant: Manages the full SOW life cycle from creation through compliance tracking
• Travel Assistant: Simplifies trip planning with pre-spend estimates, streamlined approvals, and built-in compliance guidance
• Expense Management Assistant: Automates expense reporting, capturing details, flagging errors, and keeping everything compliant

The Autonomous Spend Management capabilities run across our cloud ERP application portfolio, including SAP Cloud ERP Private, for end-to-end coverage across business processes and systems.

Why connected processes are critical

Connection is just as powerful as intelligence, and that conviction runs through everything we  announced this week. AI can only do so much if the underlying processes are still fragmented.

In next-gen SAP Ariba Buying, new Joule Agents support purchasing and policy management through a more intuitive, persona-driven experience, guiding users toward compliant, contract-linked options while improving catalog management and document traceability. Deeper integration with SAP S/4HANA Private Cloud Edition and SAP ERP Central Component means these capabilities work with existing ERP investments, not around them.

SAP Ariba Contracts now brings contract creation, approvals, and compliance tracking into a single unified workspace. AI-assisted drafting lets teams create contracts using natural language, while centralized visibility into terms, pricing, and key dates keeps data consistent and connected to downstream procurement processes.

We also introduced a new Joule Agent in SAP Ariba Intake Management to automate how procurement requests are captured and routed across SAP and non-SAP systems. And expanded supplier evaluation capabilities in SAP Ariba Supplier Lifecycle and Performance let teams segment performance data by geography, business unit, or category – with insights feeding directly into 360-degree supplier profiles to inform sourcing and procurement decisions.

Expanding visibility into services spend and supporting adoption

Nowhere is the need for connected processes more apparent than in asset-intensive industries. In oil and gas, mining, and utilities, external workers can make up 40% of the workforce, yet most organizations are still managing them through manual processes and disconnected systems. The risks are real: expired certifications, overpayments, and poor visibility into work billed versus work actually done.

New SAP Fieldglass capabilities address these challenges by bringing together the full contractor life cycle, from the moment a worker arrives on site through to final payment. Organizations can now automate time tracking, verify worker credentials and safety requirements before granting site access, maintain tighter controls over equipment, and dramatically reduce the manual effort involved in invoicing.

We’re also using AI to accelerate SOW creation by automatically recommending worker roles based on the SOW description and historical buyer data, which reduces manual setup and improves consistency from the start. And to support adoption, WalkMe Premium is now integrated with SAP Fieldglass and SAP Ariba, providing in-app guidance for tasks such as creating statements of work, approving timesheets, and hiring candidates.

The future of spend management

Autonomous Spend Management marks a fundamental shift from managing processes to delivering business outcomes. From chasing cost savings to actively shaping resilience, margin, and growth. From reacting to events to anticipating them.

The real strategic implication is this: Spend does not happen in isolation. Every contract and invoice has a downstream effect on financial performance. When those decisions are made in context—with AI connecting procurement, supply chain, and finance—the enterprise doesn’t just run more efficiently, it runs as one system.

That’s what we are building, and what we announced this week marks a significant step forward.

For more details on this week’s announcements, see the SAP Sapphire Innovation News Guide. For more details on the latest updates in travel and expense, please refer to the SAP Concur Fusion 2026 announcements.

Etosha Thurman is co-business lead and chief marketing officer for SAP Finance & Spend Management.

Supply chains play a central role in how businesses deliver for their customers and grow profitably. Every decision—from planning and sourcing through manufacturing, logistics, and service—has an impact on cost, service levels, and resilience.

While expectations for reliable, on-time delivery remain high, organizations are navigating faster‑changing demand, more complex global networks, and increasing pressure on cost and working capital. And they’re looking for ways to turn insight into action more quickly and consistently across the supply chain.

SAP has been helping organizations build more connected and intelligent supply chains for over 50 years. At SAP Connect in October, we introduced SAP Supply Chain Orchestration, establishing a foundation for detecting issues, coordinating responses, and connecting execution across complex supply networks.

The innovations announced this week at SAP Sapphire extend that vision further. By introducing a new set of AI-driven assistants and agents, we’re moving orchestration toward an autonomous operating model, where planning, manufacturing, logistics, and asset operations increasingly anticipate, coordinate, and resolve without manual intervention at every step.

AI grounded in real operations

AI delivers lasting value in supply chain management only when it is embedded where work actually happens. Autonomous agents do not operate independently of enterprise applications; they rely on deeply integrated processes and trusted data. Precision, compliance, and resilience depend on this foundation. Without it, AI does not scale or earn trust.

At SAP, the Autonomous Enterprise represents a vision for how organizations will run their businesses in the future: with insight, decision-making, and execution increasingly connected, while people remain firmly in control. Autonomous Supply Chain Management is a practical step toward that vision.

Autonomous Supply Chain Management reflects an evolution in how planning, execution, and operations work together. People define goals and priorities, assistants orchestrate activity across domains, and agents execute the work—all within governed, end‑to‑end processes.

At SAP Sapphire, we’re introducing Autonomous Supply Chain Management, enabled by new Joule Assistants and Industry AI scenarios that apply this model to daily operations across planning, manufacturing, logistics, engineering, and asset management. General availability will be phased throughout 2026, starting now.

Joule Assistants across the supply chain

Rather than disconnected AI tools, the following assistants will be embedded directly into core SAP supply chain applications, where deep process knowledge, semantically rich business data, and enterprise‑grade governance already exist.

Each will support a distinct area of responsibility while sharing context, data, and outcomes across the supply chain:

• Asset and Service Assistant: Changes how work gets detected and dispatched, turning signals and anomalies into action rather than queue items
• Business Network Assistant: Extends this coordination outward across suppliers, logistics providers, and service partners so execution doesn’t stall at the edges of the enterprise
• Logistics Assistant: Keeps warehouse and transportation execution moving as conditions change, coordinating agents rather than waiting for human handoffs at every step
• Manufacturing Assistant: Connects shop floor signals with broader operational context so teams can act on disruptions faster
• Planning Assistant: Helps planners stay ahead of exceptions and constraints without having to manually piece together signals from across the network
• Product Design Assistant: Helps engineering and manufacturing teams stay aligned as products evolve, surfacing the downstream implications of changes before they create rework or delays

From assistants to autonomous agents

In addition to these assistants, SAP is delivering more than 60 purpose‑built agents across supply chain processes. These agents are designed to sense events, analyze impact, and take guided action within defined business guardrails, helping coordinate execution while keeping people firmly in control.

In manufacturing, agents such as the Production Excellence Agent and Production Master Data Readiness Agent continuously monitor production, quality, and machine signals to detect issues early and keep routings and work instructions aligned with enterprise plans. In asset and service operations, the Asset Performance Alert Processing Agent and Technician Briefing Agent are designed to assess asset conditions, prioritize work, and increase first time fix rates, helping reduce downtime and improve responsiveness.

Beyond supply chain-specific scenarios, these assistants and agents will also extend into SAP’s cloud ERP environment, including SAP Cloud ERP Private, supporting SAP’s broader Autonomous Enterprise strategy. General availability will be phased through 2026, starting now.

Building on this foundation, SAP Industry AI adds industry-specific intelligence that complements the core assistants. Rather than standalone features, Industry AI brings together purpose-built agents, process expertise, and business data to drive measurable outcomes. This value-led approach helps organizations apply AI in ways that reflect regulated requirements, complex production models, and asset-intensive operations – accelerating information across entire industry value chains.

People remain responsible for strategy, oversight, and the decisions that require judgement. What changes is how consistently high-volume, time-sensitive coordination happens across the supply chain.

Where this shows up in practice

The Autonomous Enterprise is our vision, and the innovations we’ve announced at SAP Sapphire are concrete steps that customers can build on within current SAP environments. They are focused on addressing value leakage caused by fragmented handoffs, delayed decisions, and manual work.

In planning, new SAP Integrated Business Planning capabilities will connect commercial decisions directly with supply planning, linking promotion and pricing plans to inventory and replenishment to reduce stockouts, minimize write-offs, and improve planning consistently. New capabilities include vendor-managed inventory, transportation load building, deployment optimization, and co- and by-product planning.

In manufacturing and engineering, updates to SAP Digital Manufacturing will strengthen compliance and traceability in regulated environments. AI capabilities in the engineering-to-manufacturing handover will help teams understand the downstream impact of design changes before they reach the shop floor, surfacing implications for bills of materials, routings, lead times, and costs directly in context.

In logistics, new Joule Agents will support execution-level decisions across warehouse and transportation operations, validating inbound receipts, aligning labor with real workload, and helping organizations respond faster to shifting constraints. Predictive labor planning in SAP Extended Warehouse Management will allow operations teams to anticipate workforce needs rather than react to gaps.

In asset and service management, a new SAP Field Service and Asset Management solution will bring planning, scheduling, dispatching, and field execution together in a single experience, connected to SAP Cloud ERP so work execution, parts usage, and costs stay aligned across service, operations, and finance.

These capabilities will become available in phases through 2026, aligning with customers’ existing SAP landscapes. Together, they represent incremental but meaningful progress toward more connected, automated, and resilient supply chain operations.

The path forward

Supply chains don’t become autonomous overnight. This evolution happens workflow by workflow, expanding automation where it delivers real value, while keeping people firmly in control. As AI becomes embedded in execution, supply chain teams spend less time monitoring and firefighting, and more time shaping decisions, managing trade-offs, and building resilience.

This shift is bigger than any single organization. In a new white paper, Navigating the New Supply Chain Paradigm, we explore how leading organizations are moving beyond isolated AI pilots toward AI embedded across end-to-end supply chain processes, and what it takes to get there. This article draws on multiple sources, including analytical support from McKinsey & Company.

That’s the direction we are moving, from reacting toward supply chains that anticipate, absorb, and adapt. What we’re introducing at SAP Sapphire reflects that commitment.For more details on all announcements made this week, please refer to the SAP Sapphire Innovation News Guide.

Dominik Metzger is president and chief product officer of SAP Supply Chain Management.

Finance leaders are under mounting pressure to make faster, smarter decisions, but the environments they operate in no longer move in predictable cycles.

Market volatility, liquidity pressures, and currency fluctuations are exposing the limits of traditional planning models built around fixed timelines and after-the-fact analysis. To keep pace, finance teams need the ability to continuously sense change, understand its impact, and steer performance with confidence.

The challenge is that many organizations are still planning with processes designed for a different era. Siloed data, manual workflows, and episodic planning cycles make real-time decision-making difficult, limiting visibility across the entire business. IDC research reinforces the urgency: 72% of organizations still find financial planning, budgeting, and forecasting too time-consuming.* In a volatile environment, that lag translates directly into slower responses to risk, missed opportunities, and diminished confidence in the decisions that shape performance.

This is why finance needs a new operating model, one that moves beyond periodic exercises and toward continuous steering. At SAP Sapphire, we are introducing SAP Enterprise Planning, a new flagship offering designed to close the gap between insight and action, enabling planning to continuously drive business performance.

The shift from periodic planning to continuous steering

Traditional financial planning has always provided structure, but too often that structure comes at the expense of agility. Planning occurs in fixed windows. Teams work from historical snapshots, static assumptions, and fragmented inputs. By the time a variance is understood or a scenario is modeled, the business may already be operating in a fundamentally different environment.

SAP Enterprise Planning is designed to move organizations beyond these constraints through a continuous approach to planning and execution built on speed, confidence, and control. Finance teams gain the ability to detect signals as they emerge, evaluate constraints in real time, and connect plans directly to execution.

This Sense-Reason-Act model represents a fundamental shift in how planning operates. Rather than waiting for a planning cycle to surface issues, agents continuously monitor for material changes and respond through guided, explainable decisions embedded in everyday processes. At the same time, SAP Analytics Cloud continues to support the iterative Plan-Do-Check-Act cycles that finance teams rely on for strategic and tactical planning across mid- to long-term horizons, including model creation, forecasting, variance analysis, and scenario simulation. Together, these two approaches create a planning ecosystem that is both responsive in the moment and disciplined over time.

The solution embeds Joule Agents directly into the planning process, helping connect strategy to operations in real time. Agents can interpret internal and external data signals, model their impact on KPIs, simulate scenarios, recommend actions, and orchestrate planning workflows with built-in governance and explainability. Planning shifts from a single point in time to continuous workflows. When decisions are made, Joule Agents can update plans to support downstream execution. General availability is planned for Q3 2026.

Built on SAP Analytics Cloud and SAP Business Data Cloud, these capabilities form a more connected, intelligent planning ecosystem that enables organizations to act decisively and with full transparency.

Why governed data and connected planning matter

Continuous planning is only as reliable as the data it is built on. Without a unified data foundation, even the most advanced analytics cannot produce trustworthy outcomes. As automation increases, this challenge becomes more acute: decisions execute faster, but errors can scale just as quickly.

That is why our approach is not AI in isolation. SAP Enterprise Planning is built using SAP Business Data Cloud data products and the SAP Analytics Cloud solution. SAP Analytics Cloud remains the foundation for strategic and tactical planning cycles, while SAP Business Data Cloud provides the governed data foundation underpinning the entire ecosystem. This helps ensure compliance, auditability, and enterprise-wide trust, which becomes even more critical as AI-driven automation expands.

Continuous planning in practice

What makes this vision tangible is how it shows up in real financial workflows. By continuously monitoring market signals and financial positions, these solutions help organizations reduce the lag between insight and action, improving both speed and decision quality. This is the Sense-Reason-Act model at work: sensing shifts in currency markets, reasoning through the impact on cash positions, and acting through guided decisions that keep the business aligned with its financial objectives.

More broadly, the Autonomous Finance domain brings together Joule Assistants and Joule Agents to provide CFOs and finance organizations with more insight, control, and support across their operations. Beyond planning, specialized Joule Assistants coordinate multiple agents to support key finance processes including financial closing, billing, governance, and tax and compliance. The result is a finance function where intelligence is embedded across the full operational scope, not confined to a single workflow.

Because these agents are delivered within SAP’s planning and finance solutions, they carry a native understanding of enterprise data, planning semantics, and mission-critical business processes. The goal is not to replace finance expertise, but to augment it. This gives teams the foresight needed to navigate complexity with greater confidence.

The Autonomous Finance capabilities run across our cloud ERP application portfolio, including SAP Cloud ERP Private, for end-to-end coverage across business processes and systems.

The future of finance is continuous

The future of finance will be defined by the ability to connect data, processes, and decisions across the enterprise in a continuous loop. Organizations that can sense change as it happens, reason through its impact using trusted and governed data, and act by connecting plans back to execution will be best positioned to navigate volatility with the agility and discipline that modern finance demands.

With SAP Enterprise Planning, organizations can move beyond static planning cycles and toward a more intelligent, continuous approach to steering performance.

For more details, refer to the SAP Sapphire Innovation News Guide and the Financial Planning and Analysis area of sap.com.

Lawrence Martin is chief product officer and head of Public Cloud Engineering at SAP.
David Imbert is head of Finance Product Marketing at SAP.

*IDC Spotlight, sponsored by SAP, The Rise of Dynamic Planning in the Agentic AI Era, #US54493826, April 2026

Most customer experience strategies start with the right ambition: understand customers, respond faster, and earn loyalty over time. At SAP Sapphire, we introduced Autonomous CX as a core pillar of the Autonomous Enterprise to make that ambition executable.

AI is what brings that ambition within reach. It helps companies act faster, personalize at scale, and engage in new ways. But it is also raising expectations. Every interaction now reflects how well the business runs.

When a customer places an order or asks for help, the experience depends on what happens behind the scenes. If pricing is inaccurate, inventory is uncertain, or fulfillment falls short, the experience breaks.

That is why customer experience is now defined by execution. Customers do not experience systems or intent. They experience outcomes.

Agentic AI can increase speed, intelligence, and personalization. But speed alone does not improve customer experience. It amplifies what is already there. When execution is aligned with process, data and governance, AI drives better outcomes. When it is not, AI exposes the disconnect.

Aligning experience and execution

Autonomous CX brings agentic AI directly into the processes that run the business instead of layering it on top of disconnected systems. It connects AI assistants across marketing, commerce, sales, and service onto a shared business context across SAP CX, SAP Cloud ERP, supply chain, and connected systems. Orders, inventory, pricing, and financials are defined once and used consistently, so decisions are based on live operational reality.

At the center of this shift are AI assistants and autonomous agents. Assistants coordinate multiple agents across end-to-end customer workflows, from discovery to fulfillment, engagement to service, and issue to resolution.

At SAP Sapphire, we highlighted assistants that make this real across the portfolio:

• In marketing, Content Assistant and Campaign Assistant orchestrate intent understanding, content creation, segmentation, optimization, and campaign execution within governance controls.
• In commerce, Merchandising Assistant, Shopping Assistant, and Order Management Assistant connect discovery, conversion, and fulfillment to operational reality.
• In sales, Sales Assistant, Deal Qualification Assistant, and Deal Closing Assistant move sellers from signal to execution.
• In service, Case Management Assistant and Service Management Assistant improve resolution and service quality, with additional assistants purpose-built for self-service, HR service, and accounts receivable workflows.

AI-driven discovery and engagement grounded in business reality

SAP’s collaboration with Google follows the same principle: connect AI-driven discovery and engagement to business execution.

Together, SAP and Google are focused on three priorities: first, applying the latest AI models, including Gemini, to deliver high-quality customer experiences; second, supporting industry standards and open protocols to enable interoperability across ecosystems; third, enabling seamless, personalized journeys across channels and Google surfaces such as Shopping and Gemini.

By combining SAP’s governed business data with Google’s AI capabilities, assistants and agents can connect customer intent from storefronts, search, and AI-driven channels to SAP commerce and order processes. This ensures that what customers see reflects what the business can fulfill.

This is also why SAP is adopting Universal Commerce Protocol (UCP) and expanding how SAP product data can power AI-driven experiences wherever customer intent originates. This keeps experiences aligned with pricing, inventory, and fulfillment in real time.

SAP Commerce Cloud innovations

SAP continues to be recognized in analyst evaluations, including the Gartner® Magic Quadrant™ for Digital Commerce, where SAP has been positioned as a Leader for 11 consecutive times.

SAP Commerce Cloud, trusted by the largest enterprises, now extends to mid-market and growing companies on SAP Cloud ERP. The new SAP Commerce Cloud, cloud ERP edition delivers a standardized, end-to-end approach, reducing complexity, leveraging AI natively, and accelerating time to value. It connects discovery through fulfillment via tight integration with SAP Cloud ERP.

For digitally mature organizations, SAP is expanding composable commerce with new and modular cart and checkout services. These services integrate with core processes such as pricing, promotions, loyalty, tax, payments, inventory, sourcing, and order management across SAP and non-SAP touchpoints. This helps organizations modernize their architecture while maintaining end-to-end execution.

SAP is also expanding its ecosystem with Vercel to accelerate storefront development and deployment with optimized performance, scalability, and composable front-end experiences.

In payments, SAP Unified Payment, powered by Adyen, embeds global processing directly into the commerce flow to simplify integration and improve conversion. SAP also continues to enhance its open payment framework with pre-integrated providers, such as Checkout.com and PayPal, giving customers flexible provider choices that are easy to configure and use.

Together, these capabilities reduce total cost of ownership, speed deployment, and make it easier to deliver better experiences at scale.

Sales execution turns insight into action

Customer experience extends into sales execution, where teams need clear next steps and confidence those actions can be fulfilled.

We introduced new SAP Sales Cloud innovations, including field sales capabilities for retail execution processes in consumer goods companies and other field-selling environments. These capabilities provide rich mobile experiences that work offline, making it easier to plan store visits, capture in-store activity, and manage execution in real time.

Sales leaders gain connected insights tied directly to pricing, inventory, and order processes, leading to more consistent execution and better outcomes.

Scaling trusted autonomous service

Autonomous CX is strengthened through partnerships that extend execution while preserving trust and governance.

Our partnership with Parloa combines its agentic AI-driven voice and digital self‑service with service, order, and entitlement data from SAP Service Cloud. AI-driven automation can handle routine interactions with full context, escalating seamlessly and with continuity to service teams when human expertise is needed. This approach helps organizations scale service without breaking trust and ensures customer interactions remain connected to real business processes.

SAP is also expanding its partnership with Amazon to scale AI-driven service across voice and digital channels, enabling faster, more consistent resolution while keeping service execution grounded in real-time business data.

Industry AI in action

We are also showcasing Industry AI scenarios that demonstrate how assistants and autonomous capabilities operate in real business environments.

Autonomous Revenue Growth Management supports trade planning teams and key account managers in consumer products companies that sell through retailers, with applicability to agribusiness and wholesale distribution. Industry‑specific Joule Assistants provide AI‑driven insights across trade planning and execution, helping teams identify growth opportunities, optimize commercial terms and respond more quickly to performance signals. The result is more predictable growth with fewer downstream exceptions.

Unified commerce supports merchandising and operations teams across retail, wholesale, and direct-to-consumer models. Unified commerce connects demand, inventory, and customer data across channels, with Joule Assistants guiding decisions on assortment, pricing, and placement. The result is more consistent execution and faster decisions.

The next phase of customer engagement

Across these innovations and Industry AI scenarios, the pattern is clear. AI delivers value only when it acts on shared, trusted context. When experience and execution stay aligned, speed becomes a source of trust instead of risk.

This is how SAP is approaching the future of customer experience: as a coordinated system where every decision is visible, and every promise can be kept.

Balaji Balasubramanian is president and chief product officer of SAP Customer Experience.

The CX innovations and Industry AI scenarios highlighted here are planned for general availability in Q3 2026.
The capabilities announced as part of SAP’s Autonomous Enterprise run across SAP Cloud ERP, including SAP Cloud ERP Private.
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